The early bird saves a penny, which is pretty much worthless now because of inflation. Which reminds me, a penny earned is a penny saved, which is also pretty much worthless. A penny saved can buy a worm, which is also pretty much worthless. And also pretty gross. And if you teach a man to fish with that worm, you’re just teaching him to eat gross fish his whole life. Unless you like fish, but then you’re probably one of those people who save pennies.